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As a result, business owners avoid the debt and interest payments that come with other financing options,” writes financial planner Mark Nolan, a member of NerdWallet’s Ask An Advisor network.

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To qualify, businesses must have been operating for at least a year, and must have annual revenue of at least $150,000 and a personal credit score of 550 or higher.

For a problem with a state-chartered bank and trust company, contact either the Federal Deposit Insurance Corporation or state banking authority.

Also, these loans are available for individuals who are temporarily from job and have confidence in getting an additional employment quickly.

Our extraordinarily knowledgeable lending team works diligently to understand the specific goals of individual companies and provide sound financial solutions for their growth and development.

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