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The Bureau considered not imposing a requirement that lenders making covered short-term loans determine the ability of borrowers to repay the loans, and instead proposing solely to limit the number of times that a lender could make a covered short-term loan to a borrower.
For example, the potential for consumer substitution across different categories of covered products means that provisions relating to covered longer-term loans, to the extent they affect the cost or availability of those loans, may have implications for the effects of the provisions relating to covered short-term loans.
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They initially targeted doctors with more than $100,000 of debt.
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ZIP codes near Colorado Springs
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